So no this is not the first blogger phishing attmept. Annualcreditreport.com is a site created by the three primary credit reporting agencies and is a great way to check and make sure that your credit is being properly reported and that you are not subject to identity theft. Through annualcreditreport.com you can actually get a copy once a year of your personal credit report for free, no wait, online. The next time someone tries to charge you for this service, remind them about annualcreditreport.com.