Who Are the Best Internet Payment Processors Out There?

We are in the process of setting up our pay upgrade to Pro option on Zooomr and were looking at some of the various internet payment processors out there. Pay Pal of course springs to mind first, but one negative about Pay Pal is there is a lot of the international world that they don’t support. Especially given that so much of Zooomr’s traffic is international, they might not be the best avenue to pursue.

Who do you think the top international payment processors are out there today? Obviously privacy, safety, security, reputation are even more important than an international reach.

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  1. Smiley says:

    I write e-commerce systems from the ground up. I would say that Google’s new payment processing looks good. I use Paypal extentisively, although I don’t like it very much. Your commision costs will be higher for PP & google then a real credit card processor, but they generally require you have been in business for over 2 years.

    I would say take a modular approach, build the module for google pay first, then add modules for PP, and real CC processing as you can, let the customer choose which they prefur.

    Smiley

  2. Anonymous says:

    PayPal just expanded its international support pretty dramatically (50+ new countries, 10 new currencies).

    AFAIK, Google only supports a dozen or so countries (Europe, Canada not included) and USD only.

    You’d have a tough time finding even Visa/MC processing for less than 1.9% + 30 cents all in. And PayPal gives you Amex, Discover, Switch and Solo as well.

  3. Christopher says:

    PayPal accepts my Switch (formerly Maestro) debit card, which enables me to purchase from America and other international countries without the need for a credit card – and as a Uni student, a credit card would be the downfall of me (and my credit rating). I only like to be able to spend money that I have, and a credit card wouldn’t suit my lifestyle anyway.

    ENSURE that there’s a way for people who don’t have a major (basically, US-centric) credit or debit card, otherwise you lock out a lot of people who are either unable or unwilling to get a Visa or Mastercard. It might seem like a small thing, but it GREATLY annoys me when I go to a great web site, want to spend my cash (and possibly pay import tax, thanks very much HM Revenue and Customs) only to find at the very last step that they only accept Diner’s Card, Visa, Maestro, Amex… It’s a right pain.

    Plus, especially in Europe and particularly the UK (I speak from experience here) if you’re under 16, you can get a basic version of a Switch card which is called a Solo card – I used it to buy stuff online when I was younger, it was fantastic. All my cards are Switch cards now, and I won’t get a credit card until I REALLY have to (so basically, after I finish Uni and have to get a real job plus the unpredictable payments and salary earning dates), so PayPal for me is the only viable way to make international payments. All the bank s in the UK want to charge me around $40 to transfer money abroad via wire transfer – which I’m not putting up with.

    PayPal isn’t obsolete! Keep it, but sure, prioritise your primary transaction processor, but don’t drop PP altogether.

  4. Chris Hynes says:

    I’ve set up a few ecommerce sites using Authorize.NET. They have a very solid system — just send over the information to an ssl web service, and get back a response. They’re competitive on price as well. A modular approach is always good, as well… OTOH, Google and PayPal are nice to offer, but with ADN you probably won’t need that support.

  5. Anonymous says:

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